Mapping Personal Finance Education across the United States: High School Personal Finance Course Offerings in 2025

What is the state of student access to personal finance courses in US high schools?

Key Findings

  • In 2025, 30% of students attend a high school where a required standalone personal finance course is offered.
  • Student access to a standalone personal finance course has increased over time from 18% in 2020 to 30% in 2025.
  • State policy requiring a personal finance course for high school graduation drives differences in student access across the US.
  • Students attending high schools in states with upcoming implementation of a graduation requirement experience increases in access to a standalone personal finance course from 2024 to 2025.