Dr. Kim’s Research Program

Overview

  • Area of Research Specialization:
    Household finance, Consumer economics, Financial planning, Financial literacy, Financial education.
  • Rooted in consumer financial decision-making:
    i) household financial decisions throughout the life course, ii) retirement preparedness & savings and iii) the effect of financial literacy and financial education on household decisions.
  • Mission/Goal: To help US households improve and maximize financial well-being.​
Household Financial Decisions
  • Saving/Investment
  • Credit/borrowing behavior
  • Debt management
  • Financial advice seeking
  • Investment delegation
Retirement Preparedness
  • Retirement adequacy
  • Retirement saving
  • Retirement age (timing)
  • Pension/Annuity
  • Decumulation of assets
Financial Literacy/Education
  • The effect of financial literacy
  • The effect of financial education
  • Measurement of financial literacy
  • Overconfidence in financial literacy

Dr. Kim has published over 70 peer reviewed research articles that are currently published or in press including Applied Economics Letters, Applied Research in Quality of Life, Economics Letters, Economic Modelling, Family and Consumer Sciences Research Journal, Financial Planning Review, Financial Services Review, Financial Research Letters, International Journal of Bank Marketing, International Journal of Consumer Studies, Journal of Consumer Affairs, Journal of Economic Psychology, Journal of Family and Economic Issues, Journal of Financial Counseling and Planning, Journal of Financial Planning,  Journal of Financial Research, Journal of Poverty, Race and Social Problems and Review of Quantitative Finance and Accounting.